I must weird, I look forward to paying my bills every month. I get weird kind of relief and excitement when I get the credit card bill and make that payment. It feels like a little victory. Fortunately for me, I haven’t had any major problems making my payments so I don’t get the dread when the bills come in. I only seem to get the dread when something unexpected happens and I have to dip into my savings.
I still funnel money into a “slush” fund savings account which I use for traveling to see friends, birthday dinners, and occasional BBQs or parties. Don’t get me wrong, it is only $50 a paycheck. I also put $100 a paycheck into my Emergency Fund savings account. It has dwindled recently which makes me nervous. I had several home repairs happen all at once and I took the money out of that savings account to pay for them.
Still, I get excited to make that payment and watch the principal drop, even when it is a small amount. I feel a sense of relief that I made it another month and I reduced that gigantic number.