My overspending in September has trickled into October. Ugh, it was worse than I thought. My numbers will still go down this month, but not by much. I used credit cards and savings in September without thinking, reverting back to old habits. Then in October as I tried to catch up and fix what I had done, I used them again because I was short money. I think I am nearing the end of the merry-go-round, by November I think I’ll be back on track. I will just end up behind by a month or so in my goals.
I overspent by a few hundred dollars. Not good, not good at all. The funny thing is, most of it wasn’t on anything physical, meaning I can’t return anything to the store. There are two exception, the rental for the SAD light and a heated mattress pad. Both of which I consider necessary for the upcoming winter. The light is for my winter blues and the mattress pad is so I don’t need to keep my heat at 74 at night. I have hardwood floors and my bed is close to the floor without a box spring. The cold seeps up from underneath and I freeze in the winter. Its great in the summer, but winter, not so much. I may be just trying to justify this all to myself, but I am not returning either one.
I am going to print out a couple of posts from this month and hang them on the wall in front of my computer to remind me not to do this again.
Live and Learn.