I realized that I am becoming less lazy about money.
What does that mean? It means I am no longer taking the easy road that is paved in spending and looking for the harder but cheaper one.
Why do I think this is? Because I am doing my own taxes and efiling them for free for the first time since I switched from a 1040ez to a 1040. Basically I have either paid someone to do my taxes or used a software for over ten years.
Some years my taxes were complicated enough to require a professional, like when I rolled over a Traditional IRA into a Roth, or when I itemized for the very first time. Usually, however, my taxes are not that complicated and this year I am doing it on my own. I investigated a way to efile for free without income restrictions and am all set to file once the IRS finishes updating the Schedule-A forms.
While it is easier to pay someone else $125 and have my taxes done without any thought on my part, I just can’t justify it this years. Especially since nothing has changed and I can use last year’s return to follow along.
I wonder where else I can save money if I stop being lazy?