Well….The news isn’t good. My realtor did an analysis of my home and the suggested listing price?
How much did I pay for the home?
How much do I currently owe on the house?
If that doesn’t make you depressed, I don’t know what will. If it wasn’t for my mom agreeing to live in my house, I’d never be able to move in with my boyfriend. She hasn’t agreed to any particular time frame, but I am hoping she likes living here and can do so for a few years. At least until I can pay off more of my debt and see where I am at in my relationship. Ideally, I’d like to have my house gone and my consumer debt eliminated before we get married. I don’t know when that will be and technically we are not engaged, but we both feel we are headed in that direction. Even though my student loans are the bulk of my debt, I’d rather that be the only debt and payment that I bring into the marriage. If something should happen to me, that debt is forgiven and he would not be held liable for it.
My only real goal in life was to own my own home. I am positive my unstable upbringing had much to do with it (we moved a lot and lived with many a relative). However, I now think owning your own home is not all it’s cracked up to be. I’d really wish I were still renting. The only positive is that I could decorate the way I wanted and I have my dogs. I wouldn’t give them up for the world!
So, thanks goes out to mom…. she is really helping me out financially and allowing me to move forward in my life.