I did not hit the $20,000 mark last month like I thought would happen. I did finally make it today!
As of today I have paid $20,414.86 in debt down and am only two paychecks away from paying my smaller 401k loan off completely. That gives me back $96 a pay period to apply on my Credit Card 1, which has not made as much progress as I would like. I am still bound and determined to have it paid off this winter sometime.