This Friday is Budget & Pizza night. Our first of what I hope to be a quarterly experience.
I think we have been doing ok so far, but we keep our finances separate and split bills. Other than our small joint savings account that we put out leftover “envelope cash’ in, our goals are not spelled out or combined. I have a budget, he does not. We need a combined budget.
Guess what Friday is for! I paired it with ordering pizza, to make it a “thing to look forward to”.
I spent yesterday going over the spreadsheets I use to track the split expenses and did some averaging so we had a better idea what we spend. Today I plan to come up with a budget template that will work for our joint and separate expenses. It will all be spelled out in one place.
Some of the expenses were a surprise, some were not. For example, did you know we spend almost $200 a month in dog food!!!! I knew it, but I am not sure he realized it. Not that there is anything we can really do about it, with our 83-lb dog needing a prescription food, but we need to budget better for it. Trust me when I say, the dog food is cheaper than the vet bills when he is not on it. Also, we are not getting rid of any dogs, they are still cheaper than kids and the closest we are coming to any.
I can’t decide which I am looking forward to more the budgeting or the pizza!